The 'Imagine Your Card Declines' meme is a popular internet format that depicts the absurd and often dark consequences of a credit card being rejected after a service has been rendered. Emerging in late 2020, the meme typically features a scenario where a professional, such as a doctor, therapist, or barber, immediately reverses their work in a comical way—like a surgeon re-inserting an appendix or a tattoo artist erasing a fresh ink piece. It satirizes the cold, transactional nature of modern capitalism by pushing the idea of 'repossession' to a surreal extreme, making it a staple for dark humor and relatable financial anxiety.