The 'Insert Cash or Select Payment Type' meme stems from the ubiquitous and repetitive automated voice found in self-checkout kiosks at major retailers like Walmart and Kroger. Characterized by its robotic and often overly persistent tone, the phrase became a relatable internet trope representing the intrusive nature of modern automation. It is commonly used to depict situations where payment is demanded unexpectedly, or to personify the 'bossy' nature of these machines that seem to shout at customers for every minor delay. In meme culture, it frequently appears in 'images you can hear' threads or as a reaction to any situation involving a demanding, automated prompt.