The Loch Ness Monster meme stems from the decades-long fascination with the mythical creature Nessie, said to inhabit the Scottish Highlands. While based on the famous 1934 Surgeon's Photograph, the meme gained massive internet popularity through the 'Tree Fiddy' recurring joke from South Park. In the series, characters recount stories where the monster appears in various disguises just to beg for $3.50. This has evolved into a versatile template used to represent elusive goals, unexpected costs, or any situation involving a mysterious but ultimately harmless nuisance.