This meme originates from the 2010 animated film Despicable Me. In a memorable scene, the protagonist Gru stands before his minions and attempts to explain their financial situation after his loan request is denied by the Bank of Evil. He presents a chart and famously states, 'In terms of money... we have no money.' The scene became an internet sensation because of its relatable take on being completely broke. It is widely used today to mock poor financial decisions, empty savings accounts, or any situation where a budget simply doesn't exist.