The Direct Deposit: $1400 meme gained viral status in early 2021 during the third round of United States COVID-19 stimulus payments. It typically features a screenshot of a mobile banking app showing a pending deposit of exactly $1,400.00. The meme became a cultural touchstone used to joke about sudden, temporary wealth, lifestyle upgrades, and the collective anticipation of the 'stimmy' hitting bank accounts. It often depicts users making 'executive decisions' or acting like high rollers for a brief moment before the money is inevitably spent on bills or impulsive purchases. It remains a nostalgic symbol of the unique economic atmosphere and internet culture of the early 2020s.