The 'Billy, It's Time You Learn About Money' meme is a popular illustration depicting a father introducing his young son to the harsh realities of the financial world. Usually featuring themes like inflation, cryptocurrency, or taxes, the meme parodies the traditional 'fatherly advice' trope by replacing sentimental wisdom with cold, hard economic truths. It gained significant traction on platforms like Reddit and Twitter as a way to vent frustrations about the economy or explain complex financial concepts through a humorous lens. Whether Billy is losing his allowance to 'Uncle Sam' or learning why housing is unaffordable, the template remains a staple for social and political commentary on modern capitalism.