The '$350,000...and Still Struggling' meme originated from a viral financial breakdown chart, often attributed to financial news sites like MarketWatch or Financial Samurai, which depicted a high-earning family’s yearly budget. Despite a massive six-figure income, the chart claimed they were barely getting by after accounting for expenses like three annual vacations, personal trainers, and elite private schools. The internet quickly turned the infographic into a meme to satirize the disconnect between the ultra-wealthy and the average worker. It is widely used to mock financial 'out-of-touch' takes, lifestyle creep, and the humorous absurdity of claiming poverty while living in extreme luxury.